No Income Verification

Cash-Out Refinance
Access Your Home Equity

Tap into your home's equity without tax returns or W-2s. Perfect for investors and business owners. Elevation Financing, DBA of Roxford Holdings Inc. NMLS #1843021.

Understanding Cash-Out

What is a Cash-Out Refinance?

A cash-out refinance replaces your existing mortgage with a new loan for more than you currently owe. The difference is paid to you in cash at closing. Unlike a home equity line of credit (HELOC), you get the funds in a lump sum, and you may also benefit from a new interest rate and loan terms.

With Elevation Financing's no-income-verification programs, you can access your equity without providing tax returns or W-2s—ideal if you're self-employed, a business owner, or have complex income.

Use Your Equity For

Common Use Cases

Put your home equity to work for your goals.

Business Expansion

Fund growth, new equipment, or inventory for your business with low-cost capital from your equity.

Property Improvements

Renovate your home, add an ADU, or upgrade rental properties to increase value and rental income.

Debt Consolidation

Pay off high-interest credit cards or other debts and simplify your finances into one lower payment.

Investment Opportunities

Fund additional real estate purchases, investments, or other opportunities with your home equity.

Key Features

Why Choose Our Cash-Out Refinance

Flexible terms designed for investors and business owners.

Up to 75% LTV

Access significant equity with loan-to-value ratios up to 75% on eligible properties.

No Income Docs

Qualify with bank statements, asset verification, or DSCR—no tax returns or W-2s required.

Fast Closing

Streamlined process with approvals and funding in as little as 7 days for qualified borrowers.

Ready to Access Your Equity?

Get a cash-out refinance without income verification. Contact us today or give us a call at (888) 466-5422.